Pengaruh DPK dan Pendapatan Bagi Hasil Terhadap Pembiayaan Bagi Hasil dengan NPF Sebagai Variabel Moderating Pada Bank Syariah.

Abstract

This research aims to determine the influence of third party funds and profit sharing income on profit sharing financing, the influence of Non Performing Financing (NPF) in strengthening or weakening the relationship between third party funds and profit sharing income on profit sharing financing. This type of research uses quantitative research. The data source used is secondary data, namely data taken from financial reports published by Bank Panin Dubai Syariah. The population in this research is the Financial Report of Bank Panin Dubai Syariah for the period 2015-2022 which is published on the official website of Bank Panin Dubai Syariah. The technique used in selecting samples was purposive sampling, with a sample size of 32. Data analysis used the Partial Least Square (PLS) method with SmartPLS 3 software. The results of the analysis showed that third party funds had a significant positive effect on profit sharing financing. Profit sharing income has no effect on profit sharing financing. Non Performing Financing is unable to strengthen or weaken the relationship between third party funds and profit sharing income to profit sharing financing